Life CareAn Introduction to Life Care
When comparing senior living communities, you may have heard the term “Life Care” come up in conversation. Understanding what a Life Care contract is, and whether it’s right for you, will help you make an informed decision about your future. This section is designed to provide an overview of Life Care and what it offers. As always, the Rowntree Gardens staff is here to answer any questions you might have, and to help you navigate the process of choosing the right senior living community and contract for you.
Here are a few questions to help you determine whether a Life Care Type A contract may be the right option for you.
When comparing CCRCs and other types of senior living communities, you will likely encounter two kinds of contracts: Life Care Type A and Continuing Care, also known as Type B.
It’s important to understand the difference between these contract types so that you can make the right choice for you.
You may be wondering why you should be considering a senior living community that offers a Life Care Type A contract,
particularly if you have health insurance and Medicare. Many individuals looking at senior living communities assume that their health care insurance and Medicare will cover their long-term care costs, including assisted living services, skilled nursing, and memory care.
In reality, healthcare insurance doesn’t cover any long-term care. What’s more, healthcare insurance, including Medicare, does not cover housing. Many do not cover assisted living service, skilled nursing or memory care, or offer limited coverage for those levels of care.
We understand that choosing the right senior living community isn’t always simple. We’re here to help make it easier, with information, guidance, and peace of mind. If you have any questions about Continuing Care Retirement Communities, Life Care contracts, or long-term care, please don’t hesitate to contact us at (714) 530-9100.
We look forward to welcoming you to our Life Care community.